UNITY BANCORP INC /NJ/

UNITY BANCORP INC /NJ/ (UNTY) is a publicly listed company on US equity markets.

Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.

The company reports net income of $14.29M.

Key metrics include a return on equity of 4.0%, a debt-to-equity ratio of 7.45.

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