CITIZENS FINANCIAL SERVICES INC

CZFS is the ticker symbol for CITIZENS FINANCIAL SERVICES INC, a publicly traded US company.

Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services.

Key metrics include a return on equity of 3.0%, a debt-to-equity ratio of 7.81.

The company reports trailing twelve-month revenue of $2.34M and net income of $10.38M.

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