Aflac

When researching Aflac, analysts typically begin with its Financials sector positioning and Life & Health Insurance industry dynamics. Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.

The company reports trailing twelve-month revenue of $4.35B and net income of $1.02B. Key metrics include a return on equity of 3.4%, a debt-to-equity ratio of 2.88.

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